The biggest tax savings come from decisions you make during the year, not in April. We build proactive strategies that reduce what you owe before tax season arrives.
By the time your return is being prepared, most of the chances to reduce your tax bill have already passed. Real savings come from decisions made during the year: how you pay yourself, when you buy equipment, and how you use registered accounts.
We work with you throughout the year to plan ahead. We review your income, structure and goals, map out the opportunities, and check in regularly so your strategy keeps up as your business changes.
Decide how to pay yourself from your corporation in the most tax-efficient way.
Plan for rising profits before they turn into a bigger tax bill.
Involve family members properly while staying within CRA rules.
Understand your obligations and exposure in each province.
We review your current tax position, business structure and personal goals.
We map out the opportunities and give you a clear written plan with actions and dates.
We review progress, adjust for changes and flag deadlines before they arrive.
Before year-end, we make final moves and prepare for a smooth filing season.
The Growth plan includes a quarterly advisory call. The Elite plan ($1,199/mo) includes full year-round tax strategy. Book a free consultation to find the right level for you.
See Full PricingMost tax-saving decisions, such as your salary and dividend mix, RRSP contributions, equipment purchases and instalments, have to be made before year-end. Planning during the year gives you time to act on them.
It depends on your income needs, RRSP and CPP goals, and your corporation's tax position. There's no single right answer. We model both options with your real numbers and recommend the best mix for you.
Sometimes, but the Tax on Split Income (TOSI) rules limit income splitting with family members. We'll review what's allowed for your family and make sure it's done correctly.
Don't ignore it, and watch the response deadline. Send it to us and we'll explain what it means, gather what's needed and respond for you.
Book a free 30-minute consultation and we'll tell you exactly what your business needs, with no obligation.
Free 30-min call · No obligation · Serving all of Canada